Affirm Financing
Pay at your own pace starting at 0% APR.
Choose up to 36 monthly payments, from 0% APR financing.
For example, a $2,000 purchase might cost $69.57/mo. over 36 months at 15% APR.
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of information for a real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Just select 
at checkout
at checkout
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Simple
You choose the payment schedule that works for you.
You choose the payment schedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0–36% APR. For example, a $1,000 purchase might cost $83.33/mo,
over 12 months at 0% APR. Payment options through Affirm are subject to an
eligibility check and are provided by these lending partners:
affirm.com/lenders
. Options depend on your purchase amount, and a down payment may be required.
See
affirm.com/licenses
for important information on state licenses and notifications.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.